At the end of the day, most of the steps you take when it comes to selling your home are about maximizing its value. But you can do everything right and still not get the offers you’re looking for.… more
You want a mortgage to cover that dream home you found—and your lender has some questions for you when you’re applying. After all, they have to determine if you’re qualified, and this process goes beyond, “Can you afford this house?”
Photo by Clarkston SCAMP
Some of the questions will be completely expected; others will be less so.… more
You know the saying, “knowing is half the battle”? In terms of mortgages, the more you know, the more of the battle you’ve won.
That’s because it’s all about prep-work with a mortgage, and if you understand what you’re facing, and what the many terms actually mean, you’re that much better prepared.… more
I am going to give you insider knowledge and a great strategy to win against cash offers.
Abraham Lincoln once said, “Give me six hours to chop down a tree and I’ll spend the first four sharpening the axe.”
It is extremely important to have a plan of action when buying a home.… more
Over the last couple of years, the Consumer Financial Protection Bureau has been working around the clock to introduce more borrowing requirements, all aimed at improving the current mortgage practices.… more
Here are five tips you should know before you call your loan officer.
Tip #1: Before you call your loan officer, be realistic and have an idea of what you can afford for your monthly payments on your mortgage.… more