Get prepared to buy a home: understand the new upcoming changes in the mortgage industry.
On January 10, 2014, new mortgage regulations will go into effect set forth by the Consumer Financial Protection Bureau, also known as the CFPB.… more
There are five things you need to know about buying a condo with a Mass Housing Home Loan.
First: Mass Housing follows the general Fannie Mae guidelines for condo approval but has additional requirements.… more
A common question in the home buying process is how much can I get pre-approved for? The formula lenders use for qualification is called debt to income ratio, known as DTI which is your monthly debt divided by your gross income – income before taxes are taken out.… more
Hi, my name is Phil Ganz, thank you for taking the time to visit my page. Let me start by saying thank you to all my customers who have helped me be in the top 1% of my industry for the past 13 years.… more
If you are a VA veteran buying a multifamily property, and if you do not have 12 monthsproperty management experience, you cannot use the rental income to help you qualify for a Boston mortgage loan.… more