Tag Archives: Boston Mortgage

5 Mass Housing Home Loan Caveats for Condos – Boston Condo Loans

There are five things you need to know about buying a condo with a Mass Housing Home Loan. First: Mass Housing follows the general Fannie Mae guidelines for condo approval but has additional requirements.… more

How Much You Can Get Pre-Approved for and Debt to Income Ratio Explained – Boston Mortgage

A common question in the home buying process is how much can I get pre-approved for? The formula lenders use for qualification is called debt to income ratio, known as DTI which is your monthly debt divided by your gross income – income before taxes are taken out.… more

Welcome – Introduction by Phil Ganz – Boston Mortgage Lending Expert

Hi, my name is Phil Ganz, thank you for taking the time to visit my page. Let me start by saying thank you to all my customers who have helped me be in the top 1% of my industry for the past 13 years.… more

How To Use Rental Income to Qualify on a VA Mortgage Multi-Family Property – Boston Mortgage

If you are a VA veteran buying a multifamily property, and if you do not have 12 monthsproperty management experience, you cannot use the rental income to help you qualify for a Boston mortgage loan.… more